I haven't had any problems with paypal, but I did have a bad experience with ebay recently. I received an email informing me of a purchase I hadn't placed. When I visited my account to cancel the purchase, I was thrown out and a pop-up message said that there had been unusual activity on my account and I was required to change my password, which I did. Then I cancelled the purchase. I was informed that I would not be charged, but the money was taken out of my credit card account. I removed my credit card number immediately and rang the help line to ask about the charge to my account. I was told I would need to inform the bank to recover the money, which I did. The money had already been paid out, and the bank agreed to cover the cost. All very unsatisfactory. I will not be buying from ebay again.